Fixed Deposits

Based on needs of depositor following deposits schemes are available.

  • Monthly interest payments – (Discounted Rate)
  • Quarterly interest payments – (Simple Rate)
  • Principle with interest on maturity – (Compounded quarterly interest)
  • Monthly installment payment – Recurring Deposits
  • Auto Renewal of Deposit
  • Cash Certificate Deposit Scheme

Required Documents

  • Account opening form
  • Photo (colour)
  • ID Proof – PAN Card, Pass Port, Driving License, Voter ID Card, ID card issued by any Institute or any other document issued by Authorities.
  • Address Proof - Pass Port, Driving License, Voter ID Card, Telephone Bill or any other document issued by Authorities.
  • Introduction by existing satisfactory operated account holder
  • Nomination Facility available
  • Bank Deposits upto Rs.5.00 lac per individual insured with DICGC.
  • In case of
    • Minor - Birth Certificate
    • Partnership - Partnership Deed
    • HUF - HUF Letter
    • Company - AOA  &  MOA and Resolutions
    • Society , Club, Trusts - By- laws and Resolutions
(Interest rates - subject Change)

Term Deposits Interest Rate Tables

PERIOD
RATE OF INTEREST
30 Days to 90 Days
4.00%
91 Days to 180 Days
5.50%
181 Days to 365 Days
6.50%
366 Days to 554 Days
8.00%
555 Days (Special Scheme)
8.75%
556 Days to 3 Years
8.25%
Above 3 Years to 5 Years
8.50%
Above 5 Years
8.25%
Child FD for 99 Months
8.50%
  • FOR SENIOR CITIZENS & REGISTERED LEGAL ENTITY WITH SPECIFIC OBJECTS OF CHARITABLE ACTIVITIES 0.5% EXTRA ON TABLE RATE

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