Fixed Deposits
Based on needs of depositor following deposits schemes are available.
- Monthly interest payments – (Discounted Rate)
- Quarterly interest payments – (Simple Rate)
- Principle with interest on maturity – (Compounded quarterly interest)
- Monthly installment payment – Recurring Deposits
- Auto Renewal of Deposit
- Cash Certificate Deposit Scheme
Required Documents
- Account opening form
- Photo (colour)
- ID Proof – PAN Card, Pass Port, Driving License, Voter ID Card, ID card issued by any Institute or any other document issued by Authorities.
- Address Proof - Pass Port, Driving License, Voter ID Card, Telephone Bill or any other document issued by Authorities.
- Introduction by existing satisfactory operated account holder
- Nomination Facility available
- Bank Deposits upto Rs.5.00 lac per individual insured with DICGC.
- In case of
- Minor - Birth Certificate
- Partnership - Partnership Deed
- HUF - HUF Letter
- Company - AOA & MOA and Resolutions
- Society , Club, Trusts - By- laws and Resolutions
(Interest rates - subject Change)
Term Deposits Interest Rate Tables
| PERIOD | RATE OF INTEREST |
| 30 Days to 90 Days | 4.75% |
| 91 Days to 180 Days | 5.50% |
| 181 Days to 365 Days | 7.00% |
| Above 1 year to 2 years | 8.00% |
| 444 Days (Special Scheme) | 8.50% |
| Above 2 years to 3 years | 8.75% |
| Above 3 Years to 5 Years | 9.00% |
| Above 5 Years | 7.50% |
- FOR SENIOR CITIZENS & REGISTERED LEGAL ENTITY WITH SPECIFIC OBJECTS OF CHARITABLE ACTIVITIES 0.5% EXTRA ON TABLE RATE
Deposits
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